TERMS AND CONDITIONS

Effective Date: September 11, 2024

Welcome to DUMESSY Financial Flow Guide ("we", "our", or "us"). These Terms and Conditions ("Terms") govern your access to and use of our blog, accessible at https://dumessy.com, which is a platform designed to provide informative and educational content in the field of finance. These Terms are in compliance with the applicable laws of the United Arab Emirates (UAE). By continuing to access or use this blog (the "Site"), you confirm that you have read, understood, and agree to be legally bound by these Terms.

1. Use of the Site

You must be at least 18 years old or the legal age of majority in your jurisdiction to access and use this Site. By using the Site, you represent and warrant that you meet these requirements and that you are fully capable and competent to enter into and comply with these Terms. This Site is intended for individuals seeking general financial guidance, news, insights, and educational resources within the finance industry. Misuse or unauthorized use of the Site is strictly prohibited.

2. Finance Niche Disclaimer

The financial content shared on this Site is intended solely for educational and informational purposes. We do not offer personalized financial, legal, tax, or investment advice. Any decisions made based on the content found on our Site are at your own risk. We do not assume responsibility for any consequences related to actions taken by users based on information provided herein. Always seek the advice of a qualified financial advisor or professional for specific concerns regarding your financial situation.

3. Content Ownership and Intellectual Property

All original content on this Site, including but not limited to written articles, financial analysis, infographics, videos, logos, designs, and layout, is the exclusive property of DUMESSY Financial Flow Guide unless otherwise indicated. Content is protected under UAE copyright and international intellectual property laws. Users may not copy, reproduce, republish, transmit, or distribute any material from this Site without obtaining prior written consent from us. Limited sharing through social media with proper attribution is permitted.

4. User Responsibilities and Code of Conduct

When using our Site, you agree to adhere to a standard of behavior that promotes a positive and respectful user experience. You must not:

• Use the Site for any purpose that is unlawful or prohibited by these Terms
• Violate any UAE local, federal, or international regulations
• Post or distribute content that is abusive, threatening, harmful, defamatory, obscene, or otherwise objectionable
• Attempt to hack, disrupt, or interfere with the integrity or performance of the Site
• Use automated tools such as bots or scripts to access or manipulate the Site

Violation of any of these rules may result in termination of your access to the Site and legal action.

5. Third-Party Links and Resources

This Site may contain hyperlinks to websites or services operated by third parties. These links are provided for your convenience and do not signify our endorsement of such third-party content. We do not control or guarantee the accuracy, relevance, timeliness, or completeness of any third-party information. You acknowledge and agree that we are not responsible or liable for any content, products, or services provided on or through third-party sites.

6. Limitation of Liability and Disclaimers

To the fullest extent permitted by law, including all applicable laws of the UAE, DUMESSY Financial Flow Guide and its team shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of, or inability to use, the Site. This includes damages for loss of profits, data, or other intangible losses, even if we were advised of the possibility of such damages. We make no warranties about the accuracy, completeness, reliability, or availability of the content on our Site.

7. Privacy and Data Collection

We take your privacy seriously. We collect, store, and process user data in accordance with UAE privacy regulations and international standards. Please review our detailed Privacy Policy to learn more about how we manage your personal information, cookies, and data usage practices. By using the Site, you consent to our data practices as outlined in our policy.

8. Modifications to These Terms

We reserve the right to modify, update, or replace any part of these Terms at our sole discretion. Changes will take effect immediately upon being posted on this page. It is your responsibility to review this page periodically for any updates. Continued use of the Site after the posting of any changes constitutes acceptance of those updates.

9. Governing Law and Jurisdiction

These Terms are governed by and interpreted in accordance with the laws and regulations of the United Arab Emirates. Any disputes that may arise from the interpretation or enforcement of these Terms shall fall under the exclusive jurisdiction of the competent courts within the UAE. Users agree to submit to this jurisdiction without objection.

10. Contact Us

If you have any questions, concerns, or comments regarding these Terms and Conditions or the content of our Site, we welcome your feedback. Please feel free to contact us using the details provided below:

Email: contact@dumessy.com

© 2024 DUMESSY Financial Flow Guide. All rights reserved. Unauthorized duplication or publication of any materials from this Site is expressly prohibited.